Weighing who gets your life insurance - your spouse or a trust?
One of the simplest yet ultimately most complex decisions you face when you take out life insurance is who to nominate as a beneficiary...
Is holding a property in a trust still a good idea?
IOL Personal Finance Trusts have for some time been considered a tax-efficient way to hold assets, particularly immovable property....
The value of a testamentary trust
A paragraph or two in your will is not always enough to ensure that your wishes will be fulfilled after your death. To protect the...
Why trusts need to appoint an independent trustee
When there isn’t one, the whole structure can be declared invalid or void. An independent trustee gives validity to the trust and ensures...
Why Use An Endowment Policy To House A Trust
In many instances a trust has been an effective estate planning vehicle, particularly to reduce an investor’s personal estate by...
The Importance Of A Will
Did you know that approximately 86% of South Africans haven’t made plans for their death? For some reason setting up our last will and...
Loans to trusts: problems on the horizon
A common approach to estate planning is to make an interest free loan to a local trust, to enable the trust to fund assets (ideally...