Frequently Asked Questions
I have a broker already:
I appreciate you have another broker, most clients i deal with do. As Warren is an independent financial planner, he can give you an unbiased approach to financial planning and ensure that you have the best cover and investment returns. It really is going to cost you nothing except for 30 minutes of your time as I feel a second opinion is always advisable.
I’m not interested
That’s fine, what I will do for you is have a look at what you have in place already, and confirm that it is appropriate or make some suggestions to you how to improve.
In essence I would give you a second opinion, absolutely free of charge.
I’m too busy
I fully understand. That’s why I’m happy to make the appointment fairly well in advance so that we can choose a time that’s mutually convenient. Even if it is in the comfort of your home or office, I travel to you for convenience. Alternatively we could chat via Skype, WhatsApp, Facetime or Normal Telephone. See contact page for all details.
Are you going to sell me more insurance ?
No. I like to think that i am not really in the business to sell insurance but rather into financial planning. If after I have conducted a needs analysis with you abd there are areas that need attention, then i will obviously suggest which products would suit your needs. On the initial appointment I generally get to know more about you and your financial situatuon and needs, to allow me to formulate a plan going forward.
Feel free to download the financial needs analysis form that i use to collect information. Please click below to download it
What Are The Costs Involved?
At the moment, financial advisors work on a commission basis on the products that are taken by their clients. So there are no direct costs to you.
There will definitely be no cost to the initial meeting and if there are any costs to be charged, this will be disclosed to you upfront before anything is done ( e.g. costs for drawing up a will, cost of setting up a trust etc.)
What Happens If You Disappear?
Well I can't guarantee that I will be around forever, otherwise I will not be able to market life insurance products. I could pass on but at that stage another broker from Oracle will be assigned to you and carry on servicing you with the same professional conduct that I would deliver to you.
If at any stage you would like to rather deal direct with any of the insurers, you are most welcome to but it is my job to look after you as a valued client and offer the best possible personal service.
I will carry on adding questions and answers to this section but in the meantime if you have any queries please call me or email me. All my details are on the contact page of this website. Looking forward to hear from you.